Formed in February 2021 through the merger of leading fintech companies ODX and Fundation, Linear Financial Technologies (“Linear”) is the leading digital account origination and insights platform serving the business banking and adjacent markets. Linear simplifies the borrowing and account opening experience for customers and streamlines loan and deposit origination workflows, empowering digital transformation. Embedded in the solution is a decade of insights, accompanied by the power of AI/ML technologies to enable clients to make intelligent business decisions. An integrated credit offering also facilities lending to support “second look” programs, embedded credit, and point of sale financing. The company serves a wide range of industry verticals such as financial institutions, B2B vendors, and SMB service providers. The company’s SaaS platform offers a comprehensive suite of solutions, including: Linear Platform Solutions: The leading digital originations and servicing platform for credit cards, loans and deposit accounts – delivering an omni-channel, frictionless customer experience while reducing costs for lending and depository institutions. Linear AI: Harnesses the power of AI/ML technologies to make intelligent business decisions and drive profitable business outcomes through use cases such as fraud detection and credit risk scoring. Linear Integrated Credit: Facilitates the origination of credit products to support ‘second look’ programs for customers of our clients, along with embedded credit and point of sale financing programs. Linear Vendor & Supplier Solutions: SaaS platform and point of sale financing programs that power the sales capabilities of B2B and B2C suppliers and vendors.