You would need your life insurance producer license which is something we can help with. At FFL we are able to get you the course for free to get you started. You would need to pass the course and pass the state exam to get your license.
This is a commission based position. We start commissions really high at 110%. What that looks like is if you wrote a policy for $1,000 you would actually make $1,100.
You would be fully independent on our team so you wouldn’t be bound to any contracts for a certain amount of months or even years.
Another thing our company does is something called fully vested renewals, and that starts day one. Meaning, the moment you sell a policy it is your renewal commission for the next year and years after that. So after a year you start to see residual income. (Many companies require you to be employed 3-5 years before they give you that compensation. We do it day one)
In the life insurance world how agents generate business and sit in front of clients is by purchasing leads. A lead in our company is defined as a client who contacts us for help. You only receive leads for people who are actively looking for life insurance and the products we sell. We don’t do any cold calling to generate sales. We have leads that are exclusive which means we don’t resell them over and over to 100 different agents.
A typical work week would look like, (Again, you are independent so you can structure your schedule however you’d like) Monday you would dial the leads you purchase and set appointments for Tuesday and Wednesday. On Tuesday and Wednesday you would be out in the field running those appointments and sitting down with clients to see what they qualify for. Thursday would be another dial day, and Friday/Saturday out in the field.
If you want to make $8,000-$10,000 a week you would need to run about 30 appointments a week.
Life Insurance Sales
Determines clients’ particular needs and financial situations
Review existing life insurance policies
Work with mortgage protection and retirement planning
Establishes productive working relationships with clients.
Develops base for long-term sources of clients.
Updates job knowledge by participating in educational opportunities, maintaining personal networks, and participating in professional organizations.
Possess a current Life Insurance Producer License or the ability to obtain one (we offer free course for unlicensed agents)
Legal citizen of the United States of America
Ability to pass a background check (fingerprinting)
Valid driver’s license; willing to drive to client locations-You should expect to spend a lot of time driving
Comfortable with being a 1099 employee (self employed. Will have to set $ aside for taxes)
Insurance Agent Qualifications/Skills
Meeting sales goals
Attention to detail
Strong communication skills
Must be coachable
Performance-driven and self-motivated
Must be able to handle rejection. You will get yelled at on the phone, in person, and hear a lot of no’s