AnnieMac Home Mortgage

Dallas, TX

Mortgage Underwriter

$80,000-$120,000 / YEAR

Remote Underwriter Position: Responsible for the underwriting of loans in accordance with company and investor guidelines.

Accountabilities and Job Activities:

· Timely underwriting of loan credit packages and appraisals for compliance with various investor and government agency guidelines.

· Contact with private investors and government agencies to resolve any issues or questions that may arise on loan files, programs, etc.

· Review and analyze income from both personal and corporate tax returns.

· Communicate decision on loans to appropriate parties both verbally and in writing.

· Analyze loan packages for any sign of fraudulent documentation or information.

· Work with Loan Originators to restructure questionable loans into a salable package.

· Remain informed of all government regulations, requirements, and laws for both branch and broker submissions.

· Consult with the Processing and Closing departments to ensure that all underwriting conditions are met prior to closing the loan.

· Review and clear all underwriting conditions prior to closing.

Job Requirements

Qualifications:

·        3-5 years Conventional front-line underwriting

·        FHA Direct Endorsement

·        Pass pre-hire assessment

·        Complete new hire training including underwriting of test cases and second level review of “live” loans

·        Knowledge of various investor guidelines and requirements.

·        Minimum of 20 mbps download and 3 mbps upload internet bandwidth speeds are required

 


Work Environment/Physical Demands/ Essential Job Functions: Will have to spend long hours sitting and using office equipment and computers, which can cause muscle and eye strain. Some travel is required.

***AnnieMac Home Mortgage is an Equal Opportunity Employer***